All team members
Adrian Khiat
REP NO. KHH100064437

Leadership · Affinity Group

AdrianKhiat

Associate Director (Financial Services)阙汉辉

Protection & Risk ManagementRetirementInvestment & CPFISEstate PlanningKeyman & Employee BenefitsMentorship
11×Consecutive MDRT qualifications (2015–2025)
$528K+Personal GR after joining Affinity (from ~$300K)
20+Years in financial advisory since 2004

Adrian has been advising families since 2004, and two decades on his conviction is undimmed: everyone is unique, so every plan should be too. A CFP®, ChFC®/S and AEPP® practitioner, he holds eleven consecutive MDRT qualifications from 2015 to 2025, including Court of the Table and Double MDRT honours — and after joining Affinity grew his personal gross revenue from around $300K to more than $530K. Clients who have trusted him for ten, fifteen and twenty years describe the same man: meticulous, sincere and never pushy. Today he also mentors the next generation of Affinity advisors.

“From hard work to smart wealth.”

In Adrian's words
WhatsApp Adrian Email Adrian
Official Infinity FA adviser profile
WA +65 9661 4275adrian.khiat@infinityfa.com.sg

Credentials & recognition

Two decades of proof.

Adrian's designations and industry honours — every one of them earned since starting in 2004.

Million Dollar Round Table

11 consecutive years · 2015–2025
2015MDRT
2016MDRT
2017MDRT
2018MDRT
2019MDRT
2020MDRT
2021Court of the Table
2022Court of the Table
2023Double MDRT
2024Double MDRT
2025Court of the Table
3× Court of the Table2× Double MDRT6× MDRT

Professional designations & qualifications

  1. 2024Diploma in Personal Financial PlanningDiploma · Singapore College of Insurance
  2. 2022Chartered Financial Consultant®/SingaporeChFC®/SDesignation · Singapore College of Insurance
  3. 2008Certified Financial Planner™CFP®Designation · Financial Planning Association of Singapore
  4. 2006Associate Estate Planning PractitionerAEPP®Designation · Estate Planning Practitioners Ltd (EPPL)
  5. 2006Diploma in Life InsuranceDiploma · Singapore College of Insurance

In Adrian's words

From hard work to smart wealthHelping families navigate life's challenges and build a secure retirement

Growing up in a humble home, I saw my parents sacrifice so much to give my siblings and me a better life. Those years taught me resilience, and I'm grateful that we can now support them in retirement.

As my parents age and my children grow, I understand the challenges of the "sandwiched generation." We've worked hard to get where we are. Now, it's about planning wisely for what we've built, so we can enjoy a secure and comfortable retirement without having to rely on our children.

How Adrian works · since 2004

Since 2004, this career has given Adrian a strong sense of purpose through helping his clients secure their financial future and protect the people they love.

He believes everyone is unique, and your financial plan should be too. By understanding your lifestyle, aspirations, experiences and financial habits, Adrian builds a personalised plan that reflects what truly matters to you and helps you achieve your goals.

If you'd like a fresh perspective on your finances, let's have a chat. Coffee is on Adrian.

Areas of advice

Children's Tertiary & Education PlanningCPF Investment SchemeEmployee Benefits SchemeGeneral Insurance ServicesInvestment PlanningKeyman Insurance PlanningRetirement PlanningRisk Management

What clients are saying

In their own words.

Client testimonials shared on Adrian's official Infinity Financial Advisory profile.

6 testimonials

Adrian Khiat is the one whom I trusted to map and plan our family insurance portfolio. Being a Chartered Financial Consultant and Certified Financial Planner who has been practicing for more than two decades, Adrian possesses the professional credentials, experience, insightful knowledge, and relevant technical skills required to provide sound advice to anyone who wants to understand the right family, personal and corporate insurance coverage in the complex world of insurance products and policies.

Adrian always makes a conscientious effort to compare all the insurance products and ensure that my family and I get the right, necessary, and value-for-money insurance coverage uniquely individualised to fit my personal and family needs.

Besides his high professional standing, Adrian is always sincere, patient, and thorough. He exercises proper due diligence in ensuring claims, if any, are disbursed correctly and promptly.

I highly recommend Adrian to anyone who is looking for a prompt, reliable, and highly credible Financial Planner to handle confidential and sensitive personal financial affairs.

Derrick TanManaging Director in the Education Industry

Adrian has been my Family Financial Consultant over the past dozen years. He is meticulous in his planning and consistently ensures that we are kept up to date on the latest news or regulations that can potentially affect our goals.

He is friendly, not pushy, and will provide evidence that the solutions he proposed provide the best value possible.

Sean TanSales Director in the Semiconductor Industry

Adrian has been managing my family's financial portfolio for more than 10 years. He connects with us through WhatsApp every month to update us on investment news and sends things like titbits, care packs, and durians to cheer my family up during the COVID-19 period.

He promptly follows up on our claims and admin queries and is someone we can trust to get the job done. I appreciate and am happy to have a consultant like him.

Mr PhanManaging Director in an Engineering Firm

I'd recommended my friends to Adrian because he provides good financial advice with a view to long-term benefits for clients.

He does not oversell and ensures the plans proposed are sustainable with confidence that we are able to afford and hold in the long run. His meticulous planning provides insights and depth into my retirement plan.

Wong T.WRetired Senior Technical Officer in a Statutory Board

Adrian manages and reviews my family's portfolio regularly every few years. He assists with our claims and reminds me whenever I miss any premium. He also keeps me updated with investment news and suggests investment opportunities suitable for me.

He is a successful Financial Consultant, but he remains humble and works hard for his clients. He is willing to share how he manages his money, including his hits and misses. Reach out to him, and you will see how he differs from other consultants.

Loh Hui HongMarine Chartering Manager

Adrian is consistent with his financial advice and servicing. He posted greeting and birthday cards to me regularly, even masks during the COVID-19 pandemic! He provides policy updates for us periodically too.

A responsible and sound financial consultant that I will definitely recommend to anyone that needs financial advice.

James ThngOperations Manager in a Stat Board that helps rebuild lives

Media & press

Adrian in the spotlight.

Featured conversations, testimonials and coverage — a closer look at how Adrian shows up beyond the meeting room.

How we can help

Conversations Adrian can guide you through.

Adrian specialises in estate planning, insurance advisory and retirement planning, and is backed by specialist pathways across the branch for everything else.

All services
Corporate financial planning
Adrian's specialism01
Corporate financial planning

Aligning company cash, protection and long-term reserves with where the business is heading, from first hire to expansion.

Business valuation
Adrian's specialism02
Business valuation

Understanding what your business is worth today, so buy-sell agreements, funding and succession are built on real numbers.

Debt management
Adrian's specialism04
Debt management

Structuring loans and liabilities sensibly, with protection in place so debt never lands on family or partners.

Employee benefits planning
Adrian's specialism05
Employee benefits planning

Group hospitalisation, term life, outpatient and dental plans that help you attract and keep good people at a cost that makes sense.

Risk management & business insurance
Adrian's specialism06
Risk management & business insurance

Keyman, buy-sell funding, property, liability and general insurance, mapped to the risks that could actually stop your operations.

Cash flow management
03
Cash flow management

Smoothing the peaks and troughs of receivables, payroll and reserves so growth never runs out of runway.

Succession planning
07
Succession planning

Preparing the next generation or the next owner, so the business, its people and its value outlast any one person.