Derrick's specialism01Corporate financial planning
Aligning company cash, protection and long-term reserves with where the business is heading, from first hire to expansion.
All team members
REP NO. TCM200144302
REP NO. TCM200144302Wealth Consultants · Affinity Group
DerrickTeo
Wealth Consultant
ProtectionInvestmentsEstate & LegacyBusiness ProtectionHNW Planning
Derrick's career is a study in resilience. Graduating in Banking and Finance in 2008, just as the 2008 global financial crisis closed the doors of the banking industry, he took a bold leap into insurance — driven in part by an interviewer who told him he was “better suited for a back-end role than a client-facing one.” Seven years with a major life insurer and a business-development stint at an estate planning firm taught him that true financial planning goes beyond wealth: it is about helping families prepare for and navigate life's hardest moments. In 2017 he found his professional home on the Infinity platform, where independent advice and a client-first philosophy matched his values. Today, a husband and father to a spirited young daughter, Derrick is fuelled by a mission to secure freedom and stability for his family — and to help his clients do the same.
“Don't envy others. Don't live with regrets. Let the love for your family push you higher.”
In Derrick's words
WA +65 9648 1725derricka.teo@infinityfa.com.sg
Behind the role
The path to Affinity.
- 2017 – presentWealth ConsultantInfinity Financial Advisory · Affinity Group
- 2016Business DevelopmentEstate planning firm
- 2008 – 2015Financial AdviserMajor life insurer
- 2008Graduate, Banking & FinanceEntered the industry during the 2008 global financial crisis
Areas of advice
Financial Protection PlanningInvestment & Wealth PlanningEstate & Legacy PlanningBusiness Protection PlanningHigh-Net-Worth Planning
To fellow advisers
“Don't envy others. Don't live with regrets. Let the love for your family push you to greater heights.”
How we can help
Conversations Derrick can guide you through.
Derrick specialises in estate planning, insurance advisory and investment management, and is backed by specialist pathways across the branch for everything else.
Derrick's specialism01
Derrick's specialism02Business valuation
Understanding what your business is worth today, so buy-sell agreements, funding and succession are built on real numbers.
Derrick's specialism03Cash flow management
Smoothing the peaks and troughs of receivables, payroll and reserves so growth never runs out of runway.
Derrick's specialism04Debt management
Structuring loans and liabilities sensibly, with protection in place so debt never lands on family or partners.
Derrick's specialism07Succession planning
Preparing the next generation or the next owner, so the business, its people and its value outlast any one person.
05Employee benefits planning
Group hospitalisation, term life, outpatient and dental plans that help you attract and keep good people at a cost that makes sense.
06Risk management & business insurance
Keyman, buy-sell funding, property, liability and general insurance, mapped to the risks that could actually stop your operations.
More of the team
