Theresa's specialism02Insurance advisory
Life, health, critical illness, disability and long-term care cover, reviewed against what your family actually needs rather than what a brochure suggests.
REP NO. HYH300937981Wealth Consultants · Affinity Group
TheresaHeng
Wealth Consultant
Young FamiliesLife-Stage PlanningProtectionEducation Planning
Theresa spent 13 years helping families through one of life's most tender stages, supporting more than 1,000 mothers with breastfeeding and the care of their newborns. Listening to their worries and celebrating their small wins taught her that behind every family is a story, behind every struggle a need, and behind every decision someone they love and want to protect. As those families grew, so did their challenges: raising children, buying a home, preparing for education, planning for retirement and protecting loved ones. That is why she continued her journey in financial planning. Today Theresa helps families plan their finances by life stage, so that even when life does not go to plan, the people they love are still cared for. From helping mothers nurture their babies to helping families nurture their future, the journey has changed but the heart behind it has not: one family at a time.
“From nurturing babies to protecting families.”
In Theresa's words
WA +65 9848 3521theresa.heng@infinityfa.com.sg
Behind the role
What Theresa brings to the group.
Areas of advice
Financial Protection PlanningLife & Health InsuranceCritical Illness PlanningCareShield Life & Long-Term CareRetirement & CPF PlanningInvestment & Wealth PlanningEstate & Legacy PlanningBusiness Protection PlanningEmployee Benefits & Corporate SolutionsEducation PlanningHigh-Net-Worth Planning
How we can help
Conversations Theresa can guide you through.
Theresa specialises in insurance advisory and personal financial planning, and is backed by specialist pathways across the group for everything else.
Theresa's specialism02
Theresa's specialism03Personal financial planning
One honest picture of your income, spending, debts, CPF and goals, turned into a plan you can actually follow as life changes.
01Estate planning
Wills, Lasting Power of Attorney, CPF and insurance nominations, trusts and legacy structures, so what you have built passes on clearly, kindly and without dispute.
04Retirement planning
CPF LIFE, SRS, annuities and income drawdown strategies that turn decades of work into a retirement you can enjoy, including a micro-retirement along the way.
05Investment management
Diversified portfolios, unit trusts, ILPs and regular reviews built around your risk appetite and time horizon, not market noise.
06Tax planning & optimisation
Making sensible use of SRS, CPF top-ups and relief-eligible structures so more of what you earn stays working for you.
More of the team
